How exactly do we define „strategy-oriented asset management“?

Successful asset management is based on trust: Our clients can rely on us to understand them and to act in their best interests. We not only develop strategic frameworks in terms of investment horizon and risk specifications, but also jointly establish clear rules for the implementation of the investment process. The implementation itself is accompanied by regular reporting.

What is particularly important here?

We believe that if you want to be successful in the long term, you put functionality before spectacularity. With this in mind, we place particular emphasis on a solid asset structure and excellent product solutions.

Did you know that structure has been proven to determine more than 90% of a portfolio’s performance? If you then systematically select funds to work for you – the ones at the top of their class in each case – a solid foundation is established for successful asset management. Probably even much more than that.

What makes IBB particularly attractive to customers?

IBB combines two components of success that are otherwise rarely found together: Independence and experience. Because we are not a major bank or part of a financial group, we are free to choose our financial solutions and any external service providers. We can choose what best fits your goals. Not least because of this independence, we have asset managers with exceptional expertise.

How much experience does IBB have in this field?

Our experience is in the minds – and hearts – of our employees. We are proud that each of our advisers has been working with investment portfolios, financial planning and supporting discerning clients for at least a decade. Over the years, one learns something that goes far beyond any investment theory: prudence. Those who want their assets planned and managed for the long term will appreciate this.

Every investment portfolio is exposed to risks. Some are obvious. Many are hidden. Investing successfully also means understanding the risks, taking them in a targeted manner or minimising them. But to do that, you need to know what they are. Our free risk assessment can help with that.

As part of the IBB Risk Check, experienced advisers take a close look at your portfolio and assess it for risks such as:

1. Market risks

• Price fluctuations in shares, bonds or funds
• Risk of inflation: real returns are falling
• Exchange rate losses on foreign currencies

2. Issuer and credit risks

• Creditworthiness issues affecting companies or countries
• Credit risk associated with individual securities

3. Structural risks

• Concentration risks: excessive exposure to individual securities, sectors, regions or asset classes
• A lack of diversification, which further exacerbates other risks
• Imbalance between safe and high-risk investments

4. Systemic risks

• Economic downturns or financial crises affecting entire markets
• Political intervention, sanctions or new laws
• Market or stock exchange closures in times of crisis

5. Liquidity risks

• Hard-to-sell securities that can only be sold at a discount during periods of market stress

6. Behavioural and management risks

• Bad timing when buying or selling
• Psychological pitfalls such as panic selling or herd behaviour

Investment in capital markets is associated with risks and may lead to the complete loss of the invested assets. Please refer to our guidance on investments